Which situation below applies to you?

 I am in the market to buy a home.

Homeownership, whether you are a first timer or not, is still in reach if you are willing to follow the steps such as saving toward a down payment and managing your credit properly. Our site is dedicated to providing resources to homebuyers. In today's market our programs require that you be able to document  your income. It is important you know if and what you qualify for before looking for a home. This requires you to contact us first!

I need to Refinance My Florida Mortgage:

Rates reamain at all time lows. If you have a higher interest rate you could save hundreds. There are programs available to assist you with refinancing your mortgage provided you have equity in your property and meet current credit and property guidelines.  Give us a call to find out if you qualify for a quick refi today!

If refinancing is not an option, but you are seeking a fixed mortgage - please consider speaking to your lender about a possible rate/term loan modification or e-mail us and we will try to provide additional guidance to your specific question. Contact your lender before the problems arise if you can.

I Have Bad Credit

There are many FREE HUD approved resources available to get you back on track.  This costs nothing - but takes effort on your part. It may take you longer to obtain your loan - but you can do it. Visit www.hud.gov for more information. 

I Have Questions: Give Us A Call or Send Us an E-MAIL. Our staff stands ready to assist you!